Payment Processing Cost Reduction
Keep Your Processor.
Reduce Your Costs.
You may not need to change POS systems, processors, or the way you accept payments to lower your merchant processing expenses.
Eden Street Agency offers specialized payment cost analysis and reduction services for established businesses that want to identify unnecessary fees, excessive markups, and opportunities for savings within their existing processing relationship.
We analyze the numbers first — then determine where savings may be possible.REQUEST A COST REVIEW
You Don’t Necessarily Have to Switch Processors.
Many business owners assume the only way to lower credit-card processing costs is to switch providers.
That isn't always necessary.
Our cost-reduction programs are designed to evaluate your current processing arrangement and pursue savings while allowing you to maintain your existing processor and payment infrastructure when appropriate.
That can mean less disruption for your staff, your customers, and your operations.
Keep your system. Keep your processor. Keep more of your money.
Solutions Based on the Size of Your Business
Established & Growing Businesses
For businesses with moderate processing volume, we offer a detailed cost analysis designed to uncover areas where processing expenses may be reduced.
High-Volume Merchants
Businesses processing approximately $150,000 or more per month may qualify for our more comprehensive high-volume cost-reduction program.
These accounts can warrant a deeper analysis because even a relatively small percentage improvement can represent substantial annual savings.
Not sure which applies to you? We’ll determine that during the initial review.
How It Works
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1
Send Us Your Statements
We begin by reviewing recent merchant processing statements to understand your current pricing and fees.
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2
We Analyze Your Costs
Your processing expenses are examined for potential savings opportunities and areas that warrant further review.
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3
Savings Opportunities Are Identified
If meaningful opportunities exist, we'll explain what was found and how the cost-reduction process works before you move forward.
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4
Reduce & Monitor
Depending on the program and your processing arrangement, savings opportunities are pursued and your account may continue to be reviewed for future cost increases or additional savings.
Why Use a Processing Cost Specialist?
Processing statements are complicated. Specialists who work with processing costs every day know what to look for.
Different merchant sizes, processors, pricing structures, and industries require different strategies.
When appropriate, savings can be pursued without replacing the POS system or processor your business already uses.
Processing expenses can change over time. Continued review can help identify future increases and additional opportunities.
How Much Could Your Business Save?
The answer depends on your current pricing.
Processing volume, card mix, average ticket, processor markup, existing contract, and other factors all influence the potential opportunity.
For a business processing hundreds of thousands—or millions—of dollars per year, however, even relatively small pricing improvements can add up.
The first step is finding out what you're actually paying.
REQUEST A FREE INITIAL REVIEWAlready Have Great Rates?
Let’s Verify Them.
If your current processor has already given you excellent pricing, that's good news.
A review doesn't automatically mean something needs to change. The purpose is to understand your current costs and determine whether meaningful savings opportunities actually exist.
If there isn't enough opportunity to justify moving forward, we'd rather know that upfront.